Our credit repair results
Our credit repair process is fast and effective and yields great results, helping people qualify for loan approval and saving them thousands of dollars on their loan term. This is exactly why thousands of Mortgage Pros and Realtors nationwide are trusting CreditUs with their clients. Below are just a few of many success stories that CreditUs contributed to in recent years.
Guerline A., MA (Client)
Guerline, from Milton, MA, is a first-time home buyer. When she went to her mortgage firm, her mid credit score was only 573. She needed a 640 to qualify for loan approval. Instead of discarding her file, Loan Officer Steve B. referred her to CreditUs. Fortunately for Guerline, she followed his advice and entrusted us with improving her credit reports and score. CreditUs’s credit report repair service managed to increase Guerline’s mid credit score to 706 in less than three months. That score now qualifies her for loan approval.
The 133 point jump in credit score she realized as a result of our service now allows Guerline to get approved for the loan, which will help her buy her dream home. At the same time, it will increase the income generated by Steve B. It’s a win-win situation for everyone.
When speaking to Guerline, her words were music to our ears. “I feel so great. I feel great because it’s very frustrating when you want to get a loan and they tell you you’re not qualified. It’s amazing. I never thought my score would get that high. I’m just overwhelmed. I think you guys are greatest thing that has ever happened to me.”
We also spoke to Guerline’s loan officer Steve B. who works from the Beverly office. “WOW! That's a lot of points in a short period of time! 573 to 706 ... pretty darn good. Well done!” Steve added, “I was 100% skeptical when I started, but would I recommend my colleagues use the CreditUs service for their clients? Yes. And I’m a tough guy to win over.”
Ernst D., MA (Client)
Ernst D., a Haitian man, truly devoted to his family and to his faith, has had a difficult time in the past few months. First of all, his wife just gave birth to his son. Happiness, however, was short-lived as Ernst was in Haiti when the earthquake struck.
After surviving that terrible disaster he came back to the US only to find out that Bank of America rejected his home loan application due to a low credit score. At the same time, his wife, because of all the stress and the high blood pressure, falls into a coma.
Ernst's real-estate agent, Pat S. refers him to Felix G., a loan officer in the Beverly, MA area. This is where everything turned for the better.
"This guy was losing everything in his life. Then he showed some trust in o and CreditUs our mortgage firm and he got everything back" says Felix. "CreditUs managed to improve the joint credit scores from 587 to 693 in a little over a months time. Incredible! Just Incredible! Im really happy for the guy. He needed a break and you could see the stress in his face. He was so devoted to his family and the pursuit of the American dream."
We are glad to announce that Ernst's wife has returned from the hospital and is feeling good. Ernst has just put in an offer to purchase a home and his family is really happy with how things turned out." In fact, here's what Ernst had to say: "We put God first in all we are doing. We pray to God and are thankful to God."
Before CreditUs, the client and the real estate agent were looking at houses worth $180,000. Now, with the improved credit score, they can qualify for a $270,000 home. This not only saved the deal for the realtor and mortgage pro, but also increased their commission on the higher loan amount.
Felix also adds "...Loan Professionals and Real Estate Agents have to show some initiative and not discard their clients' files. Sending them to CreditUs can increase their business and also their firms' business. This creates a great partnership because we all have the same goals. Client, Loan Professional, Real Estate Agent and CreditUs all share the goal of generating more business by improving the customers credit scores. Look at how many people are out there, bragging about us from this case alone. And then they go and tell this to two of their friends and so on, and so forth..."
Tyler B., FL (Mortgage Professional)
CreditUs helped Tyler B., a mortgage professional achieve great results for his clients Bahnsen`s word: Unbelievable!
“It's Unbelievable. I'm so impressed.
I couldn’t believe it can be done. I don't know how you do it and I don't care, it's unbelievable. I'm going to send you all my clients.”, Tyler says with confidence."
When asked what his opinion was on the CreditUs system and the LoanPro platform, here’s what he had to say: “Amazing, unbelievable! To improve my clients’ credit scores in that short time frame-I never thought it couldn't happen. The credit scores have been jumping in such a short period of time. I praise your work. It's an unbelievable tool for loan officers. It's user friendly and the website is excellent. Other Credit Repair Companies I tried in the past have required a lot of paperwork and time from me and I couldn't track the clients progress. CreditUs just does all the work for me and notifies me when to check if my clients’ credit scores qualify them for the loan.I recommend every Loan Officer at Prospect Mortgage should use CreditUs for their clients.”
Charles W., MD (Client)
Jeffrey B., a mortgage professional shared a story about one of his clients with us.
“I want to share a success story utilizing the services of CreditUs and a borrower Charles W. I introduced Charles to CreditUs in June due to his credit profile having only established a single credit score, and much of the data on the report were old medical collections that kept resurfacing due to an on-the-job injury in 1998.
Charles had a single score of 613 and needed the required minimum middle score of 620. In less than 30 days, Charles not only had scores from all 3 repositories, his single score of 613 had increased to a middle score by 92 points! With his middle score now at 705, Charles and his family are able to purchase their first home scheduled to close August 14th, and establish a strong foothold for their financial future.”
Walter F., MA (Client)
CreditUs is pleased to have helped another loan professional boost his business by approving more of his clients for loans. We're talking about Shawn H., one of the mortgage professionals in New Hampshire.
CreditUs started working for Shawn's client Walter on October 7th, 2009. In Walter's case CreditUs managed to boost his credit score, from 602 to 685 in only 28 days.
Shawn was so happy with the CreditUs Credit Report Repair service, that when we asked him for his opinion, his reply was very clear: "I absolutely recommend that all Loan Officers should use CreditUs! Their service is fast and efficient and I was able to make money that other wise would have been lost. Why say NO to a client when CreditUs can help us to say, YES you are now qualified for your loan".
When we asked Walter about his CreditUs experience, he said: "your speed and effectiveness is what stood out the most. It's been great and the results came so quickly. I will definitely recommend Shawn to my friends and family for all there financing needs."
Kenneth G., MA (Client)
Kenneth’s story is pretty dramatic. Before turning to Kathy T., his former mortgage professional discarded Kenneth’s file when the going got tough and his credit score became an issue.
“We started with another lender. At that time, my score was in the mid 600s. I had already put $15k down on a new development home. The loan officer, time and time again, told us, ‘Everything is all set,’ and assured us that we shouldn’t worry. Yet everything went wrong. At the last minute, the rug was pulled from underneath us and the loan officer left us stranded.
“At closing we had no credit scores, the loan officer would not return our calls, and we were about to lose our $15k deposit. We had also closed out our rental lease in anticipation of closing and moving into our new home and suddenly found ourselves homeless. He messed us up pretty bad,” Kenneth relates.
This is where Kenneth turned to Kathy Tower. She referred him to CreditUs, who rebuilt his credit reports and jumped his mid score to a 705, thereby qualifying him for loan approval. Kenneth saved his deposit and also qualified for the $8k First Time Home buyer Tax Credit.
